Privacy Policy

Debt Made Simple respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and protect information when you visit debt-made-simple.com, submit a form, request information, communicate with us, or use our Services. By using our website, you acknowledge that you have read this Privacy Policy.

1. Information We Collect: Depending on how you interact with our website and Services, we may collect information such as:

Information You Provide When you complete a form, request information, or communicate with us, we may collect:

• First and last name;

• Email address;

• Telephone number;

• Mailing address;

• State of residence;

• Employment or income-related information;

• Information about your debts;

• Creditor information;

• Approximate debt amounts;

• Financial information relevant to determining eligibility;

• Information you provide during an assessment or consultation; and

• Other information you voluntarily submit.
   

Please do not submit sensitive information through a website form unless specifically requested and necessary for the service.

Information Collected Automatically

When you visit our website, certain information may be collected automatically, including:

• IP address;

• Browser type;

• Device type;

• Operating system;

• Pages visited;

• Date and time of visits;

• Referring website;

• General geographic information; and

• Website usage information.

We may use cookies, pixels, tags, analytics tools, and similar technologies to help operate and improve our website.
 

2. How We Use Your Information:

We may use personal information to:

• Respond to inquiries and requests;

• Contact you about our Services;

• Conduct an initial debt-relief assessment;

• Determine potential eligibility for our Services;

• Provide and manage Services;

• Communicate with you about your account or program;

• Process applications or requests;

• Improve our website and Services;

• Monitor website performance;

• Personalize your experience;

• Send service-related communications;

• Send marketing communications where legally permitted and where applicable consent has been obtained;

• Detect and prevent fraud, abuse, or unauthorized activity;

• Comply with legal and regulatory obligations; and

• Protect our rights, property, users, and business.
   

3. Debt and Financial Information: Because our Services relate to debt relief, you may provide information concerning your financial circumstances and debts.

We use this information only for legitimate business purposes, including evaluating eligibility, providing requested Services, communicating with you, and complying with applicable legal requirements. We take reasonable measures to limit access to such information to individuals and service providers who have a legitimate business need to access it.
 

4. How We Share Information: We may share information with appropriate third parties when reasonably necessary to operate our business and provide requested Services.
 

These parties may include:

• Service providers and technology vendors;

• Website hosting providers;

• Customer relationship management platforms;

• Communication and email providers;

• SMS/telephone service providers;

• Analytics providers;

• Advertising and marketing providers;

• Payment or account-service providers;

• Professional advisors;

• Creditors or debt collectors where authorized and appropriate;

• Government agencies or regulators where legally required; and

• Other parties with your authorization.
   

We do not sell your personal information merely because you submit a request for information. Where required by applicable law, we will provide additional disclosures concerning the categories of information shared and your applicable privacy rights.
 

5. Cookies and Tracking Technologies:

We may use cookies and similar technologies to:

• Keep the website functioning;

• Understand how visitors use the website;

• Measure website performance;

• Improve website functionality;

• Remember certain preferences;

• Measure advertising effectiveness; and

• Support marketing activities.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect website functionality.
 

6. Analytics and Advertising: We may use third-party analytics and advertising technologies to understand website activity and measure the effectiveness of our marketing campaigns. These technologies may collect information such as browser type, device information, IP address, pages visited, and interactions with advertisements. Third-party providers may have their own privacy policies governing their collection and use of information.
 

7. Telephone and SMS Communications: If you provide your telephone number and provide the appropriate consent, we may contact you by telephone call or SMS/text message regarding your inquiry or Services. Message and data rates may apply. Message frequency may vary.You may opt out of marketing text messages by following the instructions provided in the message, such as replying STOP where applicable. Opting out of marketing communications may not prevent us from sending necessary transactional or service-related communications. Your consent to receive marketing calls or texts is not required as a condition of purchasing Services where prohibited by applicable law.
 

8. Email Communications:

We may use your email address to:

• Respond to your inquiry;

• Provide requested information;

• Communicate about Services;

• Send important account or program information; and

• Send marketing communications where permitted by law.

You may unsubscribe from marketing emails by using the unsubscribe instructions included in the applicable email.
 

9. How We Protect Your Information: We use reasonable administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage system can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of your information.
 

10. How Long We Keep Information: 
We retain personal information for as long as reasonably necessary to:

• Provide our Services;

• Maintain business and transaction records;

• Fulfill the purposes described in this Privacy Policy;

• Resolve disputes;

• Enforce agreements;

• Comply with legal, regulatory, tax, accounting, or reporting requirements; and

• Protect our legal rights.

The specific retention period may vary depending on the type of information and the purpose for which it was collected.
 

11. Third-Party Websites: Our website may contain links to third-party websites. We are not responsible for the privacy practices, security, content, or policies of third-party websites.. We encourage you to review the privacy policy of any third-party website you visit.
 

12. Children's Privacy: Our website and Services are intended for adults. We do not knowingly collect personal information from children under 13.

If we learn that we have collected personal information from a child under 13 without appropriate authorization, we will take reasonable steps to delete that information.
 

13. Your Privacy Rights: Depending on where you live and applicable law, you may have certain rights concerning your personal information.

These rights may include the ability to:

• Request access to certain personal information;

• Request correction of inaccurate information;

• Request deletion of certain information;

• Request information about how your personal information is used or shared;

• Opt out of certain marketing communications; and

• Exercise other rights provided by applicable privacy laws.
   

Not every right is available in every jurisdiction, and certain legal exceptions may apply. To make a privacy-related request, contact us using the information below.
 

14. Do Not Track:

Some web browsers may offer “Do Not Track” settings. Because there is currently no universally accepted standard for responding to Do Not Track signals, our website may not respond to such signals unless required by applicable law.
 

15. Changes to This Privacy Policy: We may update this Privacy Policy periodically. When we make changes, we will update the “Last Updated” date at the top of this page. Your continued use of the website after an updated Privacy Policy is posted constitutes acknowledgment of the revised policy to the extent permitted by law.
 

16. Contact Us: If you have questions about this Privacy Policy or want to make a privacy-related request, contact us:

Debt Made Simple
Website: debt-made-simple.com
Email: info@debt-made-simple
Phone: [Insert Phone Number]
Address: info@debt-made-simple

Please include enough information for us to understand and respond to your request.

Important Notice

This Privacy Policy is intended to explain Debt Made Simple's general privacy practices. Additional privacy notices or disclosures may apply depending on the Services you use, your state of residence, and applicable federal or state law.

Where required by law, Debt Made Simple will provide additional notices and rights applicable to residents of particular jurisdictions.